Earn CHF 50 with our referral programme

Open your free radicant account, make 3 card transactions and both you and your friend can earn CHF 50.

Free bank account
with unbelievable conditions

Account opening in 5 minutes
✓ Up to 1% interest
on your everyday account with no withdrawal conditions1
1% Saveback2
0% fees for card payments in any currency
✓ Free
travel insurance included

Earning CHF 50 is as simple as this

Banking referral

Download the radicant app
By clicking Open account
Open your free account
Follow the steps in the app to open your account in less than 5 minutes.
Celebration time
Once you've successfully opened your account, enter your code within 7 days from account activation in "Profile & Settings", make 3 transactions within 30 days from entering your code to unlock the banking reward for both you and your friend.

Earning up to CHF 200 extra is as simple as this

Investment referral

Open and fund your first portfolio
Go to "Investments" and follow the process for opening a new portfolio. Fund your portfolio within 30 days of opening your account. You can split the amount across multiple portfolios.
Enter your invite code and get rewarded
If you didn't participate in the banking referral programme, enter your code when you open your first portfolio or go to "Profile & Settings". Once you've entered the code, and your portfolio(s) are funded, we top up your portfolio with the initial reward.
Keep your investment
Stay invested for a min. of 6 months and we add a holding reward to your portfolio.

FAQ

What is the banking reward structure?

You get CHF 50 after opening your account and making 3 transactions with your radicant debit card.

What is the investment reward structure?

Tier 1: CHF 1,000 – CHF 4,999

  • Initial reward: CHF 5 after the referee deposits CHF 1,000 into their portfolio.
  • Holding reward: CHF 20 if at least CHF 1,000 is maintained for a 6-month period thereafter.

Tier 2: CHF 5,000 – CHF 9,999

  • Initial reward: CHF 20 after the referee deposits CHF 5,000 into their portfolio.
  • Holding reward: CHF 80 if at least CHF 5,000 is maintained for a 6-month period thereafter.

Tier 3: CHF 10,000+

  • Initial reward: CHF 50 after the referee deposits CHF 10,000 into their portfolio.
  • Holding reward: CHF 150 if at least CHF 10,000 is maintained for a 6-month period thereafter.
How do I receive my rewards?

Banking reward
Once you have downloaded the radicant app and opened your free account, entered your code within 7 days from account activation and made 3 transactions with your radicant debit card within 30 days from entering your code you will receive CHF 50 on your everyday account.

Investment reward
Once you have opened your first portfolio and funded your portfolio(s) within 30 days after having completed the investment onboarding, we add an initial reward to your portfolio. If you stay invested for a min. of 6 months, we top up with a holding reward.

When will I receive my rewards?

Once you have successfully completed all the required steps, the rewards will be added to your everyday account and/or your portfolio. Note that your friend will have to complete the required steps as well for you to receive the reward(s).

Can I redeem multiple codes?

No, the codes are not cumulative. However, once you’re a radicant client, you are free to invite as many friends as you want, but we will only reward you for the first 5 friends. Those 5 friends will also get their rewards.

How will my friend be informed about the successful referral?

Once you have successfully completed all the required steps, the rewards will be credited to both of your everyday accounts and/or portfolios. Remember that, both you and your friend will have to complete the required steps to receive the reward(s).

What if the value of my portfolio drops below a certain milestone because of performance and fees?

Portfolio performance and fees are not considered and you’re still eligible for receiving the reward.

Legal disclaimer

Referral Programme Terms & Conditions

1 1% interest up to CHF 250,000 and 0.75% interest from CHF 250,001. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.

2 Terms & Conditions for the Saveback Programme

Open account