Impact for you, society, and nature.
✓ Up to 1% Saveback on card spending1
✓ Up to 1% interest on your CHF account and up to 1.5% interest on your EUR account with no withdrawal restrictions2
✓ 0% fees for card payments in any currency
✓ Impactful wealth management starting from CHF 1,000
✓ Free travel insurance included
With radicant, you can benefit from a free, impactful mobile banking account with up to 1% interest2 on your CHF account, up to 1.5% interest on your EUR account - the highest in Switzerland - and 0% fees for card payments in any currency. With Saveback, you also get up to 1% of your card spending deposited into your investment portfolio.1 Features include Twint, Apple and Google Pay, eBill, and QR-bill scanning. Each of your card transactions supports mangrove restoration.
Learn more about our banking offerDo more with your investments. Our impactful investment strategies maximise your potential returns. With us, you invest in innovative technologies and future-oriented industries (e.g. in e-education, cyber security, or medical research and development).
Learn more about our investing offerWith radicant’s pillar 3a cash, you’ll snag annual tax savings and earn 1.25% interest—no account fees in sight! Plus, a portion of your deposits goes towards impactful projects through labeled bonds.
Or, go for our new 3a Investment solution: it gives you the chance for higher returns and inflation protection with a wide range of investments tailored to your goals. The choice is all yours!
Pay with your radicant debit card and enjoy free travel protection. Whether it's a beach escape, city adventure, or an epic journey, you're covered from trip cancellation to luggage damage and international health insurance.
Learn more about our travel insurance offer
With your radicant debit card, you support the restoration of mangroves with every purchase. Thanks to Saveback, you also get up to 1% of your card spending deposited into your investment portfolio.1
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Learn more about the CO2 emissions of your payments, track your monthly footprint, and see which transaction generated the most CO2.
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Starting from CHF 1,000, you can invest in what you care about. We offer investment portfolios aligned with the UN's 17 Sustainable Development Goals (the SDGs).
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Our rating process is data-driven and uses over 5 million data points to evaluate approximately 12,000 companies.
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Up to 1.5% interest on your EUR account
radicant reserves the right to adjust our offering at any time. Adjustments will be made in good faith based on current market conditions or other reasons. Adjustments will be communicated in an appropriate manner.
1 Terms & Conditions for the Saveback Programme.
2 For CHF account: 0.75% under CHF 100,000. 1% from CHF 100,000 up to 250,000. 0.75% over CHF 250,000. For EUR account: 1.5% up to EUR 250,000. 0% over 250,000. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.
3 Depending on the chosen investment strategy and products.
4 Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.
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