Impact for you, society, and nature.
✓ Up to 1% Saveback on card spending1
✓ 0.1% interest on your CHF account and up to 1.25% interest on your EUR account with no withdrawal restrictions2
✓ 0% fees for card payments in any currency
✓ Impactful wealth management starting from CHF 1,000
✓ Free travel insurance included
With radicant, you can benefit from a free, impactful mobile banking account with 0.1% interest on your CHF account, up to 1.25% interest on your EUR account2 - the highest in Switzerland - and 0% fees for card payments in any currency. With Saveback, you also get up to 1% of your card spending deposited into your investment portfolio.1 Features include Twint, Apple and Google Pay, eBill, and QR-bill scanning. Each of your card transactions supports mangrove restoration.
Learn more about our banking offerDo more with your money. radicant combines excellence in active portfolio management with cost-efficient execution. Invest in digital investment mandates - diversified, personalised, and flexible.Our impact-driven investment strategies maximise your potential returns and create a win for you and the world by aligning with the 17 UN Sustainable Development Goals (SDGs).
Learn more about our investing offerWith radicant’s pillar 3a cash, you’ll snag annual tax savings and earn 0.75% interest—no account fees in sight! Plus, a portion of your deposits goes towards impactful projects through labeled bonds.Or, go for our new 3a Investment solution: it gives you the chance for higher returns and inflation protection with a wide range of investments tailored to your goals. The choice is all yours!
Learn more about Pillar 3aPay with your radicant debit card and enjoy free travel protection. Whether it's a beach escape, city adventure, or an epic journey, you're covered from trip cancellation to luggage damage and international health insurance.
Learn more about our travel insurance offer
With your radicant debit card, you support the restoration of mangroves with every purchase. Thanks to Saveback, you also get up to 1% of your card spending deposited into your investment portfolio.1
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Learn more about the CO2 emissions of your payments, track your monthly footprint, and see which transaction generated the most CO2.
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Starting from CHF 1,000, you can invest in what you care about. We offer investment portfolios aligned with the UN's 17 Sustainable Development Goals (the SDGs).
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Our rating process is data-driven and uses over 5 million data points to evaluate approximately 12,000 companies.
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Up to 1.25% interest on your EUR account2
Please note that some of our services are only available to Swiss residents.
radicant reserves the right to adjust our offering at any time. Adjustments will be made in good faith based on current market conditions or other reasons. Adjustments will be communicated in an appropriate manner.
1 Terms & Conditions for the Saveback Programme.
2 For CHF account: 0.1% on your total balance. For EUR account: 1.25% up to EUR 250,000. 0% over 250,000. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change without specific notice to clients. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid on the 31st of December.
3 Depending on the chosen investment strategy and products.
4 Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.
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