= checking account

Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid on 31 December.

Due to delayed booking of card payments or charged fees, the account balance can be negative. We charge 5% interest on the negative balance.

Transfers in foreign currencies and abroad are currently not yet possible.

Benefit from 0% fees when paying with the radicant debit card in a currency other than Swiss Francs (CHF). No Visa markup fees, no transaction fees, nothing! When you pay with your radicant card, we apply the current market rate – plain and simple.

per phone call

Only possible through a call to client service at this time. Creating & deleting virtual cards in the radicant app will be available later this year.

One time fee for card production and shipping

Benefit from 0% fees when paying with the radicant debit card in a currency other than Swiss Francs (CHF). No Visa markup fees, no transaction fees, nothing! When you pay with your radicant card, we apply the current market rate – plain and simple.

through radicant app

per phone call

Portfolio includes investment and custody account

2024 special offer: current annual investment fee between 0.25% and 0.45% until 31 December 2024!

If you are one of radicant's first clients and you already invested with us (Family & Friends, Co-Creator Beta and Early bird), you continue to benefit from your current pricing.

Depending on the chosen investment strategy and products.

E.g. transaction investigations, card transactions challenges, account investigations, diverse administrative investigations